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Honda SP 125 EMI Calculator

Honda SP 125 EMI starts at ₹6,977 per month for a time period of 12 months at 12 % interest rate for a loan amount of ₹78,528. If you are Looking for a Honda SP 125 EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Honda SP 125. You just have to enter the down payment, preferred interest rate and the time period for the loan of Honda SP 125. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Honda SP 125 after reducing the down payment amount.

Calculate Loan EMI

Honda SP 125
Honda
SP 125
₹ 88,528
₹1,693EMI for 5 years
Loan Amount : ₹79,675

Down Payment

₹ 0

₹ 66,396

Tenure

6 months

5 years

60 months

Interest

8%

20%

monthsPrincipal AmountInterestBalance
6₹79,675₹2,345₹82,020
12₹79,675₹4,385₹84,060
24₹79,675₹8,573₹88,248
36₹79,675₹12,881₹92,556
48₹79,675₹17,333₹97,008
60₹79,675₹21,905₹1,01,580

 Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.

Honda SP 125 Down Payment and EMI

SP 125 VariantsDown PaymentLOAN (@10%)EMI (36 months)
SP 125 Std₹ 88,528
₹ 8,853₹ 79,675₹ 2,571
SP 125 DLX₹ 96,116
₹ 9,612₹ 86,504₹ 2,791
₹ 9,422₹ 84,797₹ 2,736

SP 125 Price in India

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Honda SP 125 User Reviews

4.7

Overall

RatingRatingRatingRatingHalf-filled Star

Based on 62 Reviews

5 Rating

Smart Features That Make Every Ride Better!

The Honda SP 125 comes with some genuinely useful features for daily riding. I connected my phone to the Honda RoadSync app, and getting navigation, music controls, call alerts, and voice command support on the go has been really convenient. It helps me stay focused on the road instead of constantly reaching for my phone. The 11-litre fuel tank is another thing I like because I can ride for a long time before needing a fuel stop. These little advantages make my everyday commuting experience much smoother.
22 Jun 2026|Nisha Chaudhary
4 Rating

Low Maintenance

The low maintenance costs and Honda’s widespread service support, making long-term ownership hassle-free. Many feel the SP 125 delivers solid value and reliability over time.
20 Feb 2026|Ganesh Singh
4 Rating

Good Looks & Modern Features

The sporty look and modern features like the digital instrument cluster and LED lighting, giving the SP 125 a premium feel in the 125 cc segment. It’s seen as a well-rounded choice for everyday use.
20 Feb 2026|Sanvendra
5 Rating

Practical, Comfortable & Rider‑Friendly

The Honda SP 125 combines a smooth engine, responsive clutch, and balanced handling, making city rides and occasional highway trips effortless. Its modern design, clear instrumentation, and lightweight frame appeal to new and experienced riders alike.
13 Feb 2026|Siddharth Jain
5 Rating

Reliable, Efficient Everyday Commuter

The Honda SP 125 delivers smooth performance from its 125 cc engine with excellent fuel efficiency and effortless rideability, ideal for daily city commuting. Its refined build quality, comfortable ergonomics, and low maintenance make it a practical choice.
13 Feb 2026|Amit Sharma
5 Rating

Reliable and Smooth Commuter Bike

The TVS SP 125 offers a comfortable ride with excellent mileage, making it ideal for daily commuting. Its peppy engine and smooth handling make city rides effortless, while the modern design adds a stylish touch. Overall, a dependable and value-for-money motorcycle.
12 Feb 2026|Ram
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Honda SP 125 News

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Frequently Asked Questions

Q. How Much Is The EMI For Honda SP 125?

A. The EMI for Honda SP 125 depends on the principal amount, loan amount, loan time period and the interest rate charged by various lenders.

Q. How Much Is The Interest Rate For Honda SP 125?

A. The interest rate for Honda SP 125 depends on the bank and lending institution. Generally, the interest rate ranges between 9.7% per annum to 15% per annum.

Q. What Is The The Ex-Showroom Price Of Honda SP 125?

A. The ex-showroom price of Honda SP 125 in India is ₹ 88528.

Q. What Will Be The EMI For Honda SP 125 At 10000 Down Payment At 12 % For 12 Months?

A. For the down payment of 10000 at an interest rate of 12 % and if loan tenure is 12 months, the monthly EMI would be ₹6,977

Q. How To Calculate Monthly EMI For Honda SP 125?

A. The monthly EMI for Honda SP 125 can be calculated with the formula of P x R x (1+R)^N / [(1+R)^N-1. Here, P is the Principal amount of the loan, R is the interest rate, and N is the number of monthly instalments for Honda SP 125.

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